Posts Tagged insurance

Franchising – Making The Choice

More and more individuals are taking charge of their health as they learn about the benefits of a regular fitness program. This change is not limited to one demographic group. As we know, aging baby boomers are concerned with staying healthy, physically fit, and living independently. People 55-years and older constitute 25% of the 6.1 million Americans who reported using services of a personal trainer in 2004.

There is also a significant increase in children’s utilization of personal training and fitness regimens as a growing number of parents become aware of the health risks of childhood obesity. In addition, children of all ages and fitness levels seek out the services of a personal trainer to get that extra edge in their particular sport, due to the competitiveness of youth athletics.

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“Hey, why’s the stock down?”

If you executives and investor-relations professionals had a dime for every time you heard that question on the phone or voice mail recently, you’d be like the rich guy Dudley Moore played in the 1980s movie “10″ who said, “I wish I had a dime for every dime I have.”

We’ve mentioned here that both your good and bad stuff will get more attention now. Markets are inefficient, risk-management is expensive, and rational money is staying out. If your debt becomes a bigger weight because of the decline in your equity’s value, you’ll pay for it. If you’re making transactions that press you against lending ratios, you’ll suffer. If there are any reasons at all that your neighbor in the peer group offers better safety – maybe your efficiency measures are weaker, your market is more susceptible to competition, etc. – your rational money may flee.

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Small Business Bonding

Contractors and other types of small businesses that require entry into a home or business to complete work may want to consider getting bonded. Bonds are sometimes referred to as surety bonds. A bond guarantees that a customer will be paid if the business does not fulfill its contract. Many small business owners who purchase bonds do so for protection in the event that one of their employees steals from the home or business of a customer. In the event that this does occur the owner of a bonded business will only be covered if the employee who has been charged with theft is convicted.

There are five types of bonds available to small businesses. They are:

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The Future Of Foreign Debt Collection

As globalization continues to bring economies and cultures closer together, and the business and service oriented ties between organizations and people of different countries and cultures become stronger and more common, so the problem of uncollected international debt grows critical.

What is the future of foreign debt collection? Which industries are at the worst possible position to face this challenge?

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